Deliver the best UX
Discover other data solutions that amplify your application engagement and take your user experience to the next level.
enhanced merchant data Compliance
Visa & Mastercard- Ready Clarity For Every Purchase
91黑料网 enables banks, fintechs and card issuers to comply with Visa鈥檚 Enhanced Merchant Data requirement and Mastercard鈥檚 AN4569 Revised Standards while transforming compliance into a digital experience customers love and trust.
Enhanced Data Rules are more than compliance. It鈥檚 a chance to redefine digital banking clarity.
Will you comply, or will you lead?
Confused transactions cost more than chargebacks. They cost engagement, trust, and loyalty.
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Visa鈥檚 (23 January 2027) and Mastercard鈥檚 (1 October 2023) Enhanced Merchant Data requirements sets the baseline, but leading banks go further, using enriched data to create seamless, transparent experiences that deepen loyalty.
91黑料网 empowers you to lead with API that enriches card transactions, displaying recognisable merchants, locations, and verified details that turn every payment into a trusted interaction.聽
Why clarity matters for your customers and your brand
91黑料网 helps elevate the post-purchase experience to the same level of excellence customers expect from global digital innovators such as Revolut or Monzo.
Compliance,
confidently delivered
Meet all requirements of Visa鈥檚 and Mastercards鈥檚 Enhanced Merchant Data rules on time and with confidence.
Trust that
cuts disputes
Reduce chargebacks and support calls by ensuring customers recognise every purchase instantly and intuitively.
Experiences that
build loyalty
Deliver post-purchase journeys that match leading fintech-level UX and remind customers why they love banking with you.
A brand that
feels human
Clarity builds emotional connection. Every clear transaction is a small moment of trust that compounds over time.
Trusted by 50+ global banks and fintechs
Elevate digital banking through clarity, trust and compliance by design
Merchant name
Make recognition effortless
Replace confusing and unstructured merchant descriptors with clean, localised names that customers instantly recognise.
Identification to the level of individual stores in large shopping centres
Payment gate recognition
merchant logo
Strengthen brand recognition
Access a database of over 69k brand logos, each following strict brand guidelines, to ensure customers recognise merchants with ease.
Identification to the level of individual stores in large shopping centres
Payment gate recognition
GPS location
Bring context to every purchase
Show where each transaction happened, not just what it cost.
Show the real location of purchase
based on GPS coordinates
based on GPS coordinates
Phone number and website
Keep customers connected
Enable seamless re-orders and issue resolution with verified contact details and links
Phone numbers respect the format of the country of purchase
Localised merchant website URL based on where the transaction occurred.
solutions
ATM Nearby鈩
Provide the best possible experience to clients when searching for a place to withdraw money
Clear transaction history
Fuel digital transactions with accurate merchant insights
Recurring payments intelligence鈩
Recognise recurring payments, subscriptions, or direct debits for control and predictability.
Be a step ahead
Industry insights
How to Improve Banking App Store Reviews
For almost any app in the modern digital age, app store reviews are key to success. They serve as a public measure of your app鈥檚 quality and can significantly impact user acquisition and retention. Digital banking is no different. According to a survey by Alchemer, 77% of consumers read at least one review before downloading a free app, and 80% of users will not download an app if they see negative reviews about its performance.
Industry insights
The Reality of Building a Digital Bank
The total number of digital banking customers now stands at approximately 1.1 billion worldwide, and 20 neobanks now serve 10 million or more customers (and 39 with more than 5 million), placing several of them among the top 5 or 10 largest banks in their country. This article summarizes the best of "How to Build a Digital Bank", a detailed guide to building a digital bank, and insights from The Reality of Building a Digital Bank webinar. To complement this narrative and provide a real-world perspective, we present an article on the reality of building a digital bank.
Product insights
What Makes Insightful Transaction Detail in Banking
Today, convenience and instant access to information is what makes or breaks the service. Banking has transitioned from paper statements and bank tellers to seamless digital experiences. A bank's primary touchpoint with its customers is through transaction detail 鈥 a very core of financial transparency and personal finance management. But what makes transaction details insightful and why do they matter so much?
Switch to 91黑料网 today!
Explore how 91黑料网 can help you get the most from transaction data, increase your app engagement and turn UX into your competitive advantage.
